Last Updated: 10/28/2020



By accepting this Privacy Policy, you also agree to our Terms of Use, which also governs your access and use of the Site and is incorporated by reference into this Privacy Policy.


Your privacy is important to Mellott (“Mellott,” “we,” “us,” and “our”). We have prepared this Privacy Policy to provide you with information about how we collect, use, share, and protect your personal information when using the Site. This Privacy Policy applies to the online collection and sharing of personal and other information through the Site or when you interact with us in any way relating to our products and services (collectively referred to as the “Services”), and does not apply to any other product or service that you may obtain from third parties as a result of your having used the Services.


We collect information about you (“personal information”) and your use of our Site, some of which may or may not be personally identifiable. We collect any information that you provide to us on this Site or through your access to or use of this Site. This includes, but is not limited to, your personal information such as:

  • Real name, alias, postal or physical mailing address, unique personal identifier, online identifier, Internet Protocol address, e-mail address, account name, or other similar identifiers;
  • Signature, physical characteristics or description, telephone number, bank account number, credit or debit card number, or any other financial information;
  • Characteristics of protected classifications under state or federal law (such as sex and age);
  • Commercial information, including records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies;
  • Internet or other electronic network activity information, including, but not limited to, browsing history, search history, and information regarding a consumer’s interaction with an Internet website, application, or advertisement;
  • Audio, electronic, visual, or similar information;
  • Geolocation data;
  • Inferences drawn from any of your information to create a profile about you reflecting your preferences, characteristics, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes;
  • Information that permits physical or online contact with you; and
  • Any other information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with you.

We also collect technical information about your visit to the Site, which may include information about your device. When you browse the Site, your IP address (the Internet address of your computer) is recorded so that we may know how you are using the Site. Your browser may also automatically provide us with information regarding the type of computing device and operating system you are using. This information is used by Mellott to monitor and improve the Site. This information is not linked back to you as an individual user.

We also collect personal information about you from third parties. This includes your personal information such as:

  • Our business partners may provide us with information about you.
  • Our service providers may give us information about you that they collect when performing services on our behalf.
  • We may supplement the information that we collect about you with information from data providers, such as consumer reporting agencies or government records.
  • We may receive information about you when you interact with our brand on social media sites or other third-party websites, including but not limited to Facebook, Twitter, LinkedIn, or YouTube.
  • Your business partners, such as your financial institution, suppliers, or third parties that may provide us with information about you.

The Site uses cookies to record user-specific information about the pages you access or actions you take during your visit on the Site. These cookies do not store or collect any personally identifiable data. Please see the section below on Tracking Technologies for more information.


We may use the information that we collect from you to:

  • Provide you with the Services that we offer through the Site and any of our other Services;
  • Respond to your inquiries, requests, or other Services-related purposes;
  • Communicate with you, such as when you request to receive our newsletter or to administer the Services, including notifying you about any updates, changes, or additions to this Privacy Policy;
  • Enhance your experience with us, such as tailoring the content displayed on the Site or through our Services to your preferences, or developing new products or services based on your interactions with the Site or our Services;
  • Send you information about products or services that we think may be of interest to you;
  • Provide you with customized recommendations about our Services;
  • Perform analytics to enhance our Site or Services;
  • Identify other affiliate and non-affiliate providers that may be able to provide valuable services to you;
  • Respond to litigation, regulatory request(s), or law enforcement requests;
  • Carry out any specific purposes for which we have obtained your prior consent; or
  • Conduct any other legitimate business activities not otherwise prohibited by law.

We may also use your information for business purposes such as to:

  • Audit related to a current interaction with you and concurrent transactions, including, but not limited to, counting ad impressions to unique visitors, verifying positioning and quality of ad impressions, and auditing compliance with this specification and other standards;
  • Detect security incidents; protect against malicious, deceptive, fraudulent, or illegal activity; and prosecute those responsible for that activity;
  • Identify bugs or repair errors that impair existing intended functionality;
  • Engage in short-term, transient uses, provided that the personal information is not disclosed to another third party and is not used to build a profile about you or otherwise alter your experience outside the current interaction, including, but not limited to, the contextual customization of ads shown as part of the same interaction;
  • Perform services, including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing financing, providing advertising or marketing services, providing analytic services, or providing similar services;
  • Undertake internal research for technological development and demonstration;
  • Undertake activities to verify or maintain the quality or safety of the Site or a Service or device that is owned, manufactured, manufactured for, or controlled by us, and to improve, upgrade, or enhance the service or device that is owned, manufactured, manufactured for, or controlled by us; or
  • Any other commercial purposes, including any purpose to advance your commercial or economic interests, such as by inducing you to buy, rent, lease, join, subscribe to, provide, or exchange products, goods, property, information, or services, or enabling or effecting, directly or indirectly, a commercial transaction.


We may share information about you with relevant and appropriate third parties in the following situations:

  • To our service providers, such as our payment processors, that perform functions on our behalf;
  • To our suppliers, original equipment manufacturers (OEMs), dealers, or distributors to carry out certain functions on our behalf, including payment processing, verification, technical, logistical, or other functions, as may be required in order to fulfill your orders;
  • To our business partners, who may retain or use your information whether you use their services;
  • To your business partners (such as your financial institution) that we reach out to in order to provide you with the Services, such as when we verify your credit score or the credit references in your credit application;
  • To protect or enforce our rights or property, to protect your safety or the safety of others, or to investigate, prevent, or take action against fraud or other illegal activities;
  • In response to legal process or as otherwise required by law;
  • In the event that Mellott goes through a business transition or corporate transaction requiring due diligence, such as a merger, capital investment, acquisition by another company, or sale of all or a portion of its assets; or
  • To conduct any other legitimate business activities not otherwise prohibited by law.

Notwithstanding anything else in the Privacy Policy, we may share aggregate or non-personally identifying information about the users of the Sites and our Services with third parties for marketing, advertising, research, or other business purposes.

We do not control the privacy practices of these third parties. You should contact these companies directly concerning their privacy and information sharing practices.

We do not sell personal information, and we will not sell personal information except as described in this Privacy Policy.


The Site may display links to third-party websites. Mellott disclaims liability for the privacy practices of any third-party websites linked through the Site.


In addition to the information you provide, Mellott may also collect information automatically during your use of our Site or Services via various online tracking technologies, which may include web beacons, cookies, embedded web links, or other information-gathering tools. These tools may collect certain traffic information that your browser automatically sends, such as your browser type and language, access times, and the address of the website from which you arrived. They may also collect information about your Internet Protocol (“IP”) address, click stream behavior (e.g., the pages you view, the links you click, and other actions you take) and product information. When you use the Site, we may store certain information on your device, in the form of a small text file or “cookie,” which can help us to tailor the Site and/or our Services to your individual preferences and save you time if you use the Site or our Services again. For more information about cookies, please visit

Information from these tracking technologies allow us to measure activity through the Site and to create ideas for improving the Site and our Services, which may include the time and length of your visit, pages viewed, previously visited websites, and your Internet service.

We, or our third-party providers, may collect personal information about your online activities over time and across different websites when you use the Sites. For example, we use Google Analytics to generate statistical and other information about the use of the Site by means of cookies. To learn more about Google’s privacy policy, please visit: You can also learn more about how to opt out of the collection and processing of such information by Google Analytics by visiting this website:

We may partner with other third parties to provide certain features for the Site and our Services, or use network advertisers such as Google Ads to display advertising on the Site based upon your online activities. Some of these third parties may provide you with ways to choose not to have your information collected or used for targeted advertising. You have the ability to accept or decline cookies using your web browser settings. However, if you choose to not accept cookies from the Site, you may not be able to take full advantage of our features or functionality that the Site or our Services provide. To learn more about cookies and your ability to opt-out of certain third-party advertising cookies, please visit the following websites: or For Google Ads, additional information is available at:

Third-party tracking technologies are not controlled by us, even if they use our technology to help store or collect data. Statements regarding our practices do not apply to the methods for collecting information used by these third-party advertisers and others or the use of the information that such third parties collect. The relevant third party’s terms of use, privacy policy, permissions, notices and choices should be reviewed regarding their collection, storage, and sharing practices. We make no representations regarding the policies or practices of third-party advertisers or advertising networks or exchanges or related third parties. Further, while we may use a variety of companies to serve advertisements on the website, you may wish to visit, which provides information regarding this practice by Network Advertising Initiative (“NAI”) members, and your choices regarding having this information used by these companies, including the “opt-out” procedures of NAI members. Opting out of one or more NAI members only means that those NAI members no longer will be allowed under their own rules to deliver targeted content and/or ads to you, which will affect this and other sites, but does not mean you will no longer receive any targeted content and/or ads. Also, if your browsers are configured to reject cookies when you visit this opt-out page, or you subsequently erase your cookies, use a different device or change web browsers, your NAI opt-out may not, or may no longer, be effective. Additional information is available on the NAI’s website accessible by the above link. You may also be able to opt-out of receiving third-party behavioral ads by visiting the Digital Advertising Alliance (“DAA”) website at Similar limitations may apply to the DAA opt-out. We are not responsible for effectiveness of or compliance with any third-parties’ opt-out options.

For the mobile app, you can learn more about which third parties have currently enabled cookies for your mobile device and how to opt-out of some of those cookies by accessing the NAI’s website at from your mobile device. On your mobile device you may also select “Limit Ad Tracking” (on iOS devices) or “Opt out of Interest-Based Ads” (on Android).

Even if you disable tracking, keep in mind that you may still receive interest-based advertising, including from third parties with whom your information had been previously disclosed or advertising from third parties that is not based on your interests and preferences.

The Sites do not respond to browser “Do Not Track” signals.


Certain foreign jurisdictions may provide you with additional privacy rights regarding the collection, use, and sharing of your personal information. If you are accessing the Site from outside of the United States, please be aware that you may not be afforded an equivalent level of protection as in the country where you are located.


The Site and our Services are not intended for use by persons under the age of 18 years. We do not knowingly solicit information from children, and we do not knowingly market to children. Please notify us immediately if you believe that we may have collected personal information from a child under the age of 13 years, so that we can delete such information.


We reserve the right to change this Privacy Policy at any time without notice to you. Unless otherwise stated, any modifications to this Privacy Policy will go into immediate effect after they have been posted to the Site, as indicated by the “Last Updated” date located at the beginning of this Privacy Policy. Your continued use of the Site or our Services indicates your consent to the Privacy Policy posted at the time of use.


If you have any questions about this Privacy Policy, please contact us through our online contact form which can be found here: or